Wednesday, April 19, 2017

Home Inspection - Visual Inspection & Readily Accessible Inspection

I always recommend to my clients to pay for a home inspection after they have negotiated an agreed upon price and are under contract to purchase a home and during the Due Diligence period.

Something that home buyers need to realize is that home inspectors are limited in many ways in their ability to find potential problems with any given home.  It comes down to the inspectors visual inspections and readily accessible inspections.

Inspectors that I recommend have the disclaimer somewhere in their contract or inspection report that says something to the effect that their work is limited to a visual or readily accessible inspection of the home.  An inspector may pull out the "readily accessible" filter on a furnace and inspect it as well as turn the furnace up or down to check if the thermostat is functioning and the system if providing  heated air or cooled air. However, they will not unscrew or disconnect furnace panels and pursue additional investigation of such things as the ignition control, blower capacity, or relay switch.

A client who purchased a home and had a thorough inspection completed had no way of knowing that the columns supporting the deck which were encased in concrete and stone were rotted away, until a few years later when the deck started sagging.

As with all documents when purchasing a home, read what you are signing.  Also make sure you have a good realtor that will educate you on what a home inspection is and is not.  I still always recommend a home inspection, just understand that there is a lot on a home that is not visually seen nor readily accessible.

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